Downtown Homes under $400,000

Downtown Homes under $400,000

Welcome to Downtown, a vibrant and dynamic subdivision that perfectly encapsulates the essence of urban living. Nestled in the heart of the city, Downtown offers a unique blend of modern amenities and historic charm, making it a sought-after destination for homebuyers and investors alike.

One of the most appealing aspects of Downtown is its diverse range of homes available for under $400,000. Whether you’re a first-time buyer, a young professional, or looking to downsize, you’ll find an array of options that fit your budget without compromising on style or comfort. From chic lofts with exposed brick and high ceilings to cozy townhomes with private patios, the available properties cater to various lifestyles and preferences.

Living in Downtown means having everything you need right at your doorstep. Enjoy leisurely strolls through picturesque streets lined with cafes, boutiques, and art galleries. The vibrant nightlife scene offers a plethora of dining options and entertainment venues, ensuring there’s always something to do. Parks and green spaces provide a welcome respite from the hustle and bustle, perfect for weekend picnics or morning jogs.

The community spirit in Downtown is palpable, with regular events and festivals that bring residents together. With easy access to public transportation and major highways, commuting to work or exploring the surrounding areas is a breeze.

If you’re searching for an affordable yet stylish home in a lively urban environment, Downtown is the perfect place to call home. Discover the charm and convenience of Downtown living today!

Newest Downtown Homes under $400,000

215 Pennsylvania Ave, Shenandoah
$179,900
3 Beds ⋅ 2 Baths
Completely renovated 3-bedroom, 2-full-bath single-family home in Shenandoah — move-in ready with nothing left to do. The full 2026 renovation includes brand-new wood-look flooring throughout, a new kitchen with cabinetry and appliances (range, microwave and refrigerator included), and two fully remodeled bathrooms with marble-look tile, floating vanities and LED mirrors. Fresh paint, modern light fixtures and new doors throughout. The finished basement adds a large extra living/recreation space. Outside you get a long driveway with parking for 4–5 vehicles, a covered carport, a detached garage, a storage shed and a fenced backyard — a rare amount of parking and storage for the area. Enjoy mountain views from the front porch and the second floor. Located in Shenandoah, Schuylkill County, with convenient access to nearby towns and regional routes.

215 Pennsylvania Ave, Shenandoah

Listing courtesy of BEYCOME BROKERAGE REALTY LLC. Contact:

108 S Jefferson St, Middletown
$389,950
3 Beds ⋅ 2 Baths
Welcome to this charming Colonial-style home, originally built in 1920 and thoughtfully renovated in 2026, blending timeless character with modern updates. Offering three spacious bedrooms and 1.5 bathrooms, this inviting home features beautiful new LVP flooring, upgraded countertops, and a bright, open layout that seamlessly connects the family room and kitchen. The kitchen is designed for both everyday living and entertaining, complete with a convenient center island. A formal dining area provides the perfect setting for gathering with family and friends, while the welcoming front porch offers a wonderful place to unwind. Outside, enjoy a well-maintained yard and a sidewalk-lined neighborhood ideal for evening strolls. Situated in the heart of the vibrant Downtown community, you'll appreciate the convenience of nearby restaurants, local shops, parks, and excellent schools. With on-street parking and a rear yard offering space to relax and entertain, this home delivers the perfect combination of charm, convenience, and modern comfort. Don't miss your opportunity to make this beautifully updated home your own!

108 S Jefferson St, Middletown

Listing courtesy of Real Estate Innovations. Contact:

234 Holliday St Unit 504, Baltimore
$280,000
2 Beds ⋅ 2 Baths
Authentic loft character meets beautifully updated interiors at 234 Holliday Street, Unit 504. This two-bedroom, 1.5-bath condo features soaring ceilings, exposed brick walls, concrete beams, exposed ductwork, and hardwood floors in an amazing location. Oversized windows bring in abundant natural light, highlighting the spacious, open layout and distinctive architectural details. The gourmet kitchen offers stainless steel appliances, ample counter space, and a generous breakfast bar overlooking the living and dining areas—an inviting setting for entertaining. Owner improvements include a replaced refrigerator, microwave, and garbage disposal, along with updated living room lighting. Stunning black-framed glass doors with transom windows separate the primary bedroom from the living space, offering privacy while preserving the loft’s airy design. Both bathrooms have been beautifully updated. The luxurious full bath pairs a freestanding soaking tub and separate walk-in shower with exposed brick and dramatic finishes for a spa-like experience. The stylish half bath is equally memorable, featuring distinctive lighting and an eye-catching mirror. In-unit laundry adds a modern everyday convenience to a truly beautiful, artful space. Located in a pet friendly, historic printing press converted to BRECO condominiums in downtown Baltimore, this elevator building is convenient to I-83, the Baltimore Farmers’ Market & Bazaar, the Inner Harbor, dining, shopping, museums, and major medical centers. Nearby EV charging stations add to the location's convenience. This is your opportunity to experience city living in a home upgraded with love, filled with character, thoughtful updates, custom designs and unmistakable style. Schedule your appointment today.

234 Holliday St Unit 504, Baltimore

Listing courtesy of Keller Williams Gateway LLC. Contact:

400 W Arch St, Pottsville
$299,999
5 Beds ⋅ 2 Baths
Exceptional turnkey duplex situated on a prominent corner lot just steps from vibrant downtown Pottsville! This fully renovated, light-flooded multi-family property features two spacious 2-bedroom, 1-bathroom units, offering the ideal low-maintenance investment or house-hacking opportunity. Each residence boasts fresh contemporary paint, durable new flooring, an updated kitchen with modern appliances, and efficient ductless mini-split heating and cooling. Outstanding exterior improvements include a freshly painted facade, a charming refurbished brick sidewalk, and a beautifully refinished side deck perfect for outdoor relaxation. Both units enjoy direct access to a clean full basement providing expansive dedicated storage space. With dual street exposure capturing abundant natural light all day and unmatched walkability to local shops, dining, and downtown amenities, 400 W Arch Street delivers instant curb appeal, strong rental demand, and immediate cash-flow potential.

400 W Arch St, Pottsville

Listing courtesy of Coldwell Banker Realty. Contact:

11754 Mansion St, Princess Anne
$220,000
4 Beds ⋅ 2 Baths
Historic charm, small-town character, and a convenient downtown location come together at 11754 Mansion Street in Princess Anne! Dating back to 1850, this Colonial-style home offers 1,894 square feet of living space and an opportunity to own a piece of the area's history. Inside, you'll find a flexible floor plan with a main-level bedroom, comfortable living spaces, and plenty of potential to add your personal touches while preserving the home's timeless appeal. Outside, the generous 0.28-acre lot provides room to garden, entertain, or create your own outdoor retreat, while off-street parking adds everyday convenience. Located in the heart of historic Princess Anne, you're just minutes from local shops, restaurants, and the charm of this established Eastern Shore community. Whether you're looking for a home with character or an opportunity to make something truly your own, 11754 Mansion Street offers the space, setting, and possibilities to bring your vision to life. Schedule your showing and discover what makes this property special!

11754 Mansion St, Princess Anne

Listing courtesy of Marsh Realty. Contact:

207 S Loudoun St, Strasburg
$355,000
3 Beds ⋅ 3 Baths
Nestled in the heart of Downtown, this exquisite traditional-style residence, built in 2024, offers a harmonious blend of modern luxury and timeless comfort. With three spacious bedrooms and two and a half elegantly appointed bathrooms, this home is designed for both relaxation and entertaining. Step inside to discover a warm and inviting atmosphere, accentuated by plush carpeting and thoughtfully placed recessed lighting that creates a cozy ambiance throughout. The heart of the home is undoubtedly the gourmet kitchen, featuring a generous island that invites culinary creativity. Equipped with high-end appliances, including a built-in microwave, single oven, and sleek refrigerator, this kitchen is a chef's dream. Retreat to the master suite, where a walk-in closet offers ample storage, ensuring your space remains organized and clutter-free. The luxurious master bathroom features a tub shower combination, providing a serene escape for unwinding after a long day. Each additional bedroom is generously sized, offering comfort and privacy for all. This home is designed with convenience in mind, featuring a dedicated laundry area complete with a washer and dryer, making everyday chores a breeze. Ceiling fans throughout the living spaces enhance airflow, ensuring a comfortable environment year-round. Outside, the property boasts a manageable lot size of 0.14 acres, providing a canvas for your landscaping dreams without overwhelming maintenance. The driveway offers ample parking, making it easy for guests to visit and enjoy your new home. Experience the exclusive lifestyle that comes with living in Downtown, where vibrant city life meets the tranquility of a well-designed home. This property is not just a house; it's a sanctuary that invites you to create lasting memories. Embrace the opportunity to make this luxurious residence your own, where every detail has been crafted for comfort and elegance.

207 S Loudoun St, Strasburg

Listing courtesy of NextHome Capital City Realty. Contact:

414 Water St Unit 1705, Baltimore
$165,000
2 Beds ⋅ 1 Baths
**Location, convenience, and city living come together at 414 Water Street!** Located in the heart of Baltimore’s vibrant Inner Harbor, this spacious two-bedroom, one-bath condominium puts you just steps from Power Plant Live!, the National Aquarium, museums, Port Discovery, shopping, dining, entertainment, and so much more. With easy access to both the Johns Hopkins and University of Maryland medical campuses, this is an ideal location for professionals, city enthusiasts, or anyone looking to enjoy all that downtown Baltimore has to offer. Inside, the home features **two generously sized bedrooms, a full bathroom, a spacious living room, and an updated kitchen**. The open living space is complemented by **beautiful views of Federal Hill and Baltimore’s iconic stadiums**, creating an impressive backdrop whether you're relaxing at home or entertaining guests. An in-unit washer and dryer add everyday convenience. One of the standout features of this residence is the **private storage room located on the same floor**. This is a particularly desirable amenity, as **only four units on the floor have their own storage room**. The property also includes **parking in the adjacent parking garage**, providing an added level of convenience that is especially valuable for downtown living. Residents of 414 Water Street also enjoy a variety of building amenities, including an **outdoor swimming pool, lounge and meeting area, and business center**. **Enjoy the best of Baltimore city living with the space, storage, parking, views, and amenities you've been looking for—all in the heart of the Inner Harbor!**

414 Water St Unit 1705, Baltimore

Listing courtesy of Century 21 Advance Realty. Contact:

405 W South St, Frederick
$279,500
1 Beds ⋅ 2 Baths
Looking for a charming home walking distance to Downtown Frederick? This is a perfect opportunity for a first-time home buyer , couple or someone looking to own a new rental. Recent improvements have added warmth and highlight historic features. One bed, 1.5 bath, fenced in backyard, functional attic and basement and bonus room connecting the bedroom to the full bath and day porch. Walking distance to Baker Park, Edward P. Thomas Jr. Memorial Pool, Diggs Memorial Pool, Historic Downtown Frederick and the Beautiful Carroll Creek Promenade. An opportunity to own for the same as the cost of renting or own a new rental with a solid rental history.

405 W South St, Frederick

Listing courtesy of Radcliffe Realty Group, LLC. Contact:

110 Water St, Frederick
$314,900
2 Beds ⋅ 2 Baths
Updated pricing invites a new look at this completely updated home. This move-in-ready 2-bedroom, 1.5-bath home blends classic Downtown Frederick charm with modern upgrades. The brand-new kitchen features stylish cabinetry, quartz countertops, and new appliances. Additional improvements include a beautifully remodeled bathroom, new flooring and carpet, new HVAC system, new plumbing throughout, electrical upgrades, mostly replaced windows, and a freshly painted exterior. Step outside and you’ll find even more to love, including off-street parking—a great bonus in Downtown Frederick—along with a patio, covered outdoor space, raised garden beds, and a storage shed. And the location is hard to beat! Just a short walk to Carroll Creek and Downtown Frederick’s restaurants, breweries, shops, entertainment, and community events. The nearby MARC Station and Transit Center make commuting convenient, with easy access to major routes as well. Just a few blocks away, the Frederick Brickworks development is now underway, with plans for Whole Foods Market, restaurants, shopping, fitness, park space, and more. Updated, move-in ready, and perfectly positioned to enjoy the best of Downtown Frederick, 110 Water Street offers modern comfort with the convenience of a truly walkable downtown lifestyle.

110 Water St, Frederick

Listing courtesy of Cummings & Co. Realtors. Contact:

41 Alexander Ave, Merchantville
$354,900
3 Beds ⋅ 3 Baths
BUYERS, HERE'S AN OPPORTUNITY TO SAVE! Seller is offering up to $8,000 IN BUYER CONCESSIONS with an acceptable offer! Use this generous incentive toward an interest rate buydown to potentially lower your monthly mortgage payment, help cover closing costs, or a combination of both! More purchasing power, less money out of pocket, and a great opportunity to make homeownership more affordable. Don't miss out on this valuable buyer incentive! Subject to lender approval and financing guidelines. Welcome to this freshly painted, 3-bedroom, 2.5-bathroom townhome-style single-family home featuring three full levels of living space plus a finished basement. The interior showcases gorgeous knotty pine hardwood floors on the second and third levels, tons of recessed lighting, and a brand-new stainless steel appliance package in the kitchen. Enjoy a true private upper-level master suite complete with a walk-in closet, a full bath with a beautiful walk-in shower, and versatile flex space ideal for a sitting area, home office, or nursery. Ideally situated within walking distance to everything the quaint city of Merchantville has to offer and just a short commute to Philadelphia, this property perfectly combines modern updates with unbeatable location and charm. Seller is offering one year home warranty for added peace of mind. Some photos have been virtually enhanced to add furnishings.

41 Alexander Ave, Merchantville

Listing courtesy of Coldwell Banker Argus Real Estate. Contact:

208 N Muhlenberg St, Woodstock
$279,900
1 Beds ⋅ 2 Baths
Price change on 11/4/2026. This one-of-a-kind home in an established Woodstock neighborhood doesn't become available often! Everything is on one floor, but there is a full, mostly finished, basement for additional living and storage space. Your creative side will be happy with the large detached studio in the home's sizeable back yard. It has electricity and AC and sits under one of several mature shade trees. Convenient to the hospital and medical offices, this home offers a stacked stone living room fireplace, a bright kitchen and a sunroom with a classic Valley view. The sunroom is open to additional living or office space. A few steps away is the all tile hall bath, and the Primary bedroom with an ensuite bath, also all tile and offering a newer step-in shower. And, did we mention the laundry is also on the mail level? This home was built in the 1950's and shows it's quality construction throughout. It has some updates, including newer windows and has been well maintained. The living space, the central location and the price, make this a value worth considering! The price is considerably less than an appraisal done in February 2026.

208 N Muhlenberg St, Woodstock

Listing courtesy of Creekside Realty. Contact:

414 Water St Unit 1404, Baltimore
$124,900
1 Beds ⋅ 1 Baths
BEST VALUE LIVE JUST 1 BLOCK FROM DOWNTOWN'S FAMOUS INNER HARBOR FEATURING WORLD CLASS RESTAURANTS AND SHOPPING. THIS STUNNING 14TH FLOOR UNIT BOOSTS A HARBOR VIEW FROM THE BALCONY, GRANITE KITCHEN WITH UPDATED APPLIANCES, LIGHT FILLED LIVING ROOM, MASTER BEDROOM, AND MORE. WALK TO LITTLE ITALY, FELLS POINT, FEDERAL HILL, AND ALL OF YOUR FAVORITE DOWNTOWN ATTRACTIONS.

414 Water St Unit 1404, Baltimore

Listing courtesy of Century 21 Downtown. Contact:

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