Lancaster County Public Schools Homes under $400,000

Welcome to 732 Middle Gate, nestled in the desirable Hills Quarters community of Irvington! Overlooking a beautiful pond that attracts a variety of waterfowl, this well-maintained home offers a peaceful setting on a quiet cul-de-sac, with wonderful opportunities to enjoy birdwatching & the beauty of nature. With 3 levels of living space, 4 bedrooms, and 3 full bathrooms, this home offers flexibility to accommodate a variety of lifestyles. Main level primary bedroom with en-suite full bath, while the upper level offers 2 bedrooms and full bath. The finished basement provides even more possibilities, featuring its own kitchen, bedroom space, and full bath. Whether you need guest accommodations, a rec/playroom, gym, or add'l living space, this versatile area is ready to meet your needs! Generous windows and French doors opening to the patio that is large, has built in bench and perfect for an outdoor living space! The home is filled with natural light and enhanced by vaulted ceilings, pine floors, and a charming gas fireplace in the living room. The kitchen offers plenty of functionality for preparing meals, along with a convenient eat-in area for casual dining. Just off the kitchen, a beautiful screened porch overlooking the pond, providing the perfect spot for morning coffee, dine al fresco, or relax while taking in the water views. Step outside and discover your own peaceful retreat! Hills Quarters offers a lifestyle that blends convenience, recreation, and low-maintenance living. A quick two-minute drive to Compass Entertainment Center for movies, dining, arcade games, mini golf, and more! The charming towns of Irvington and Kilmarnock are nearby with shops, dining, banking and recreation. Community amenities include tennis/pickleball courts, swimming pool, clubhouse, & walking trails. Enjoy convenience of lawn maintenance, trash pickup, & snow removal, leaving you time to enjoy life. Come by and have a look!!

732 Middle Gate Ln, Irvington

Listing courtesy of Cobblestone Realty Inc.. Contact:

$234,900

3 Beds ⋅ 1 Baths

Welcome to 16 Apache Trail, a move-in-ready home nestled in the desirable Indian Creek Estates community in Kilmarnock, Virginia. Situated on approximately .58 acres, this charming 3-bedroom, 1-bath home offers approximately 1,230 square feet of comfortable living space, including a beautiful sunroom complete with a fireplace. Imagine cozy winter evenings relaxing by the fire, enjoying a favorite movie, or spending quality time with family and friends in this inviting space. The kitchen features stainless-steel appliances and provides a functional setting for preparing everyday meals and entertaining guests. The home also offers a spacious two-car garage, providing room for vehicles, storage, hobbies, a workshop, or the opportunity to create a personal exercise or recreational area. Beyond the home, Indian Creek Estates offers a lifestyle filled with recreation and outdoor enjoyment. Residents may have the opportunity to access community amenities through applicable membership options, including the golf course, swimming pool, Indian Creek Clubhouse, tennis and pickleball courts, marina, boating opportunities, and activities for children, including summer camp and more. With Indian Creek nearby and convenient access to the Chesapeake Bay, outdoor enthusiasts can enjoy boating, kayaking, fishing, and other water activities. This location also places you just minutes from the Town of Kilmarnock, where shopping, dining, entertainment, and community events are close at hand. Enjoy a movie or entertainment at the Compass Entertainment Complex, or spend an evening at Town Park enjoying community events, live music, movie nights, and outdoor activities. The park also provides a designated area for your four-legged family members to stretch their legs and enjoy some outdoor time. Whether you're looking for a comfortable primary residence, a place to enjoy weekends and vacations, or a home where you can embrace an active lifestyle, 16 Apache Trail offers the opportunity to enjoy the comforts of home while being surrounded by recreation, nature, and convenient amenities. Come experience the charm of Indian Creek Estates and discover why this property could be the place you've been looking for. This home is being sold as-is, where-is, and inspections are for informational purposes only, paid by the buyer. **Community Membership Disclaimer:** Any membership fees referenced are approximate and subject to change. Prospective buyers should verify current membership options, fees, availability, and associated amenities directly with the Indian Creek Estates Membership Director.

16 Apache Trl, Kilmarnock

Listing courtesy of AC Realty Group. Contact:

$384,900

3 Beds ⋅ 2 Baths

Built in 2025 by Stateson Homes, this cottage offers 1526 sq ft of one‑level living with 3 bedrooms and 2 baths. The home features Hardiplank siding, a paved driveway and sidewalk, and a 2‑car attached garage on a .213‑acre lot backing to a walking path. Inside, the open floor plan blends the kitchen, living, and dining areas for easy everyday flow. The kitchen includes solid‑surface counters, subway tile backsplash, stainless steel appliances, and a center island. The primary bedroom suite offers a walk‑in closet and an ensuite bath with a tile walk‑in shower and tile floors. Quality finishes include LVP flooring throughout all living spaces and bedrooms, plus tile floors in the separate laundry room and both baths. Thoughtful finishes, a bright open layout, and access to full Hills Quarter amenities make this property an easy fit for low‑maintenance living.

1 Lloyds, Irvington

Listing courtesy of Cobblestone Realty Inc.. Contact:

$345,000

3 Beds ⋅ 2 Baths

Discover the potential of this charming 3-bedroom, 2-bath home in the desirable waterfront community of Weems. Offering a flexible layout with two traditional bedrooms plus a loft that can serve as a third bedroom, office, studio, or additional living space. Enjoy limited views of the Rappahannock River and the peaceful surroundings of the Northern Neck. The home offers a solid opportunity for buyers looking to add their own personal touches and improvements. With some TLC, this property could become a wonderful full-time residence, weekend retreat, or investment opportunity. Conveniently located near Kilmarnock, Irvington, local marinas, dining, shopping, and the many recreational opportunities the Northern Neck has to offer. Bring your vision and make this Weems property your own!

316 Sunset Dr, Weems

Listing courtesy of Middle Bay Realty. Contact:

$249,000

3 Beds ⋅ 2 Baths

Full of potential and thoughtfully updated, this one-story brick rancher features 1,793 square feet of living space, wood floors, and an attached one-car garage. Major improvements—new heat pump, roof, windows, and fresh paint—provide peace of mind from day one. The home sits on a nice, open yard with a circular driveway and offers an ideal location for commuting to Kilmarnock, Warsaw, and Heathsville. Property being sold as-is, where is.

4795 Mary Ball Rd, Lancaster

Listing courtesy of Middle Bay Realty. Contact:

$295,000

2 Beds ⋅ 1 Baths

Enjoy the Chesapeake Bay lifestyle without the waterfront price tag! This charming 2-bedroom, 1-bath cottage offers comfortable one-level living and is just 2.5 miles (approximately a 4-minute drive) from Lancaster County’s spectacular new Westland Beach & Park, featuring a wide sandy beach and impressive public fishing pier on the Rappahannock River. Just around the corner, Windmill Point Marina offers boat slips, day passes to the waterfront pool, the popular Tiki Bar & Grill, and a public boat ramp providing quick access to the Chesapeake Bay for exceptional fishing, boating, and waterfront adventures. The home features HardiePlank siding, public water, a fenced backyard, and a detached garage that has been transformed into heated and cooled flex space, ideal for guests, a game room, home office, or hobby room. Whether you’re searching for a full-time residence, weekend getaway, or an investment property with excellent short-term rental (Airbnb/VRBO) potential, this property offers the opportunity to capitalize on the Northern Neck’s growing tourism market while giving guests easy access to beaches, boating, restaurants, and everything that makes Windmill Point one of Virginia’s favorite coastal destinations.

4393 Windmill Point Rd, White Stone

Listing courtesy of Bragg & Company Real Estate, LLC.. Contact:

$400,000

5 Beds ⋅ 4 Baths

Located in the heart of Kilmarnock’s sought-after Heatherfield community, this rare and spacious townhome offers the unique advantage of being a combined two-unit residence, creating over 5 bedrooms and 3.5 baths with exceptional flexibility. The main level features a privately situated owner’s suite at the rear of the home with direct access to the large courtyard, offering a peaceful retreat within the residence. A front guest bedroom provides ideal separation for visitors or a home office. The expansive vaulted living area creates an open, airy feel and flows seamlessly into a generously sized kitchen and dining space designed for comfortable everyday living and entertaining. New Wolf gas range and oven. Upstairs, you’ll find three additional bedrooms, a full bath, and impressive walk-in storage areas tucked within the eaves. A true standout feature is the rare two-car front-load garage, a valuable upgrade in Heatherfield, where most homes offer one or no garage at all. Heatherfield is a low-maintenance community allowing owners to enjoy walkability to restaurants, grocery stores, and shops, all just minutes from the conveniences of town and only five minutes to Chesapeake Boat Basin marina for boating enthusiasts. This home was nearly completed by the owner/builder and presents a unique opportunity for the next owner to personalize final finishes such as select flooring and lighting. A rare chance to secure exceptional space, location, and value in one of Kilmarnock’s most convenient communities.

15 Heatherfield Ct, Kilmarnock

Listing courtesy of Bragg & Company Real Estate, LLC.. Contact:

$330,000

2 Beds ⋅ 2 Baths

Welcome to this well-maintained ranch home in the desirable Heritage Point community of Lancaster, VA. Situated on 2.25 private acres, this property offers over 2,000 square feet of single-level living with 2 bedrooms, 2 full bathrooms, and a functional layout designed for comfort. The spacious combination kitchen and dining area flows into the family room, where exposed beams, wood floors, and a wood-burning fireplace create a warm and inviting space. The primary bathroom features both a soaking tub and a separate stall shower, while built-ins, ceiling fans, and main-level laundry add convenience throughout the home. As well as a gas fireplace (a propane tank located outside the home). Step outside to the deck overlooking the expansive yard, offering plenty of space to relax and enjoy the peaceful surroundings. The detached two-car garage and long driveway provide ample parking and storage. Additional features include central heating and air conditioning, a community well, a septic system, and included appliances: refrigerator, stove, range hood, dishwasher, washer, and dryer. The property comes with access to amenities at Heritage Point Community, which includes a community pool, clubhouse, and boat dock access. Located in Lancaster, VA, Heritage Point offers a quiet setting with convenient access to local marinas, restaurants, shopping, and the scenic beauty of Virginia's Northern Neck. Don't miss this opportunity to own a spacious home with acreage in Lancaster, VA, offering privacy, charm, and the ease of one-level living.

59 Hickory Rd, Lancaster

Listing courtesy of Samson Properties. Contact:

$349,900

4 Beds ⋅ 3 Baths

Set on 1.55 acres, this brick one‑level home offers 1440 sq ft, 4 bedrooms and 3 full baths. Features include a living room with ample natural light, a kitchen/dining combo with gas fireplace and pantry, an owners suite with full bath, three guest bedrooms—one ensuite—and an additional hall bath. A partially finished basement provides bonus living space with a wood burning fireplace and ample storage. Laundry is conveniently located in the kitchen. Seller will consider replacing the roof before closing. The property boasts a private backyard with deck and fenced area, a large detached garage/workshop, and an expansive driveway for parking. Not in an HOA and conveniently located near the towns of Kilmarnock, Irvington and White Stone.

17 Wesley Ter, Weems

Listing courtesy of Cobblestone Realty Inc.. Contact:

$43,500

3 Beds ⋅ 4 Baths

Owner financing available! A rare opportunity to own one of Lancaster County’s most recognizable historic properties. Situated in the heart of the county seat, the former Lancaster Tavern has welcomed travelers, locals, and visitors for more than two centuries. Dating to the late 1700s, this landmark property has served many roles throughout its history, including tavern, inn, restaurant, and gathering place. Following a devastating fire in 2020, the site now offers a unique opportunity for it's next steward. Few properties offer this combination of historical significance, visibility, acreage, and central location within Lancaster County’s governmental and cultural center. The possibilities are compelling: this is a rare property where the right buyer has the chance to leave a lasting mark on Lancaster County. The highly visible location along Mary Ball Road places you just steps from the courthouse, museum, local businesses, and community events, offering both prominence and potential. The existing improvements are being sold as-is, and buyers should conduct their own due diligence regarding the condition and future use of the structures. Historic significance, exceptional location, and untapped potential combine to create an offering that seldom comes to market. Bring your vision and become part of the next chapter of Lancaster Tavern’s story. Contact listing agent for more information on owner financing!

8373 Mary Ball Rd, Lancaster

Listing courtesy of Real Broker, LLC. Contact:

$399,000

3 Beds ⋅ 2 Baths

INTEREST RATES ARE DROPPING ....at 3952 Irvington!! Ask about our seller financed 2-1 buydown that you can do with your lender! Opportunity to buy now and lock in your interest rate at 5% or lower; saving nearly $500 per month in the first year and over $250 per month in the second year!Step into the timeless charm of this beautifully updated 1889 farmhouse, where the character of yesterday meets the comfort and convenience of today. From inviting window seats and stunning original-style windows to the elegant spiral staircase, every room is filled with warmth, personality, and natural light. Spacious living areas and welcoming farmhouse porches create the perfect setting for both relaxing and entertaining. Nestled in a peaceful, secluded setting, this property offers the retreat you've been dreaming of—surrounded by nature and far removed from the hustle and bustle, yet conveniently located near everything the Northern Neck lifestyle has to offer. Explore the unique shops & restaurants of Irvington and Kilmarnock, enjoy nearby marinas and golf courses, or take advantage of the brand-new high school & the Compass entertainment venue just minutes away. Spend your evenings gathered around the fire pit beneath the stars as fireflies dance through the air, creating unforgettable memories in your own private outdoor oasis. Opportunities to own a home that so beautifully blends historic charm, modern updates, and an exceptional lifestyle are rare. Most recent updates include conditioning of the crawlspace along with sealing it off, screening in the deck and repairing deck flooring, new windows, new window shades, adding the shed, lighting and fan upgrades, a new water line, firepit, complete paint inside and out, gutters upgraded. Air handler in attic replaced in 2019, Condensing unit out back is 2018, the roof was replaced in 2017.

3952 Irvington Rd, Irvington

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

$380,000

5 Beds ⋅ 3 Baths

New Roof & New Siding!! Your retreat is waiting Some properties simply check boxes. This one redefines what it means to escape. Tucked along the serene corridor of Bull Creek Drive in Lancaster County's coveted Northern Neck, one of Virginia's most quietly sought-after coastal regions, 419 Bull Creek Drive is the rare five-bedroom, three-bath home that delivers the lifestyle you've been postponing. On nearly a full acre of tranquil, park-like grounds, this thoughtfully proportioned residence offers the breathing room, privacy, and recreational access that discerning second-home buyers have been quietly competing for in this market. Lancaster County sits at the confluence of the Rappahannock River, the Corrotoman River, and the Chesapeake Bay, and Bull Creek is one of its most prized addresses. The Bull Creek community places you within reach of some of the Northern Neck's finest recreational waters, where mornings spent fishing the Rappahannock, afternoons on the boat ramp, and evenings watching the sun dissolve become the unremarkable rhythm of an ordinary weekend. Whether your definition of the perfect escape involves casting a line at sunrise, launching a kayak on a Saturday afternoon, or simply sitting on your porch while the world slows to the pace of the tide, this address makes all of it effortlessly attainable. The towns of Kilmarnock, Irvington, and White Stone, each within a comfortable drive, offer everything from boutique shopping and acclaimed farm-to-table dining to full-service marinas, a regional hospital, a movie theater, and more.

419 Bull Creek Dr, Lancaster

Listing courtesy of Century 21 Redwood Realty. Contact:

Lancaster County Public Schools Homes under $400,000

Newest Lancaster County Public Schools Homes under $400,000

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