13 Chatham Ln, Palmyra, VA 22963

$517,900
4
BD
3
BA
2,112
SqFt
Sold Price
$517,900
List Price
$519,900
Closing Date
Feb 13, 2026
Status
CLOSED
MLS#
662771
Bedrooms
4
Bathrooms
3
Full Baths
2
Half Baths
1
Living Area
2,112
Lot Size (Acres)
0.49
Style
Cape Cod
Year Built
1984
County
Fluvanna
School District
Fluvanna County Public Schools

Property Description

Waterfront Paradise Awaits! Lowest-Priced Lakefront Home with Private Dock ? Don?t miss this stunning 4-bed, 2.5-bath Cape Cod retreat on 126 feet of pristine waterfront in the exclusive Lake Monticello community. Priced to sell as the lowest-priced lakefront home, this move-in-ready home features over $100,000 in upgrades, offering an unbeatable value! Inside, enjoy a bright main-level primary suite with a luxurious bath, double vanity, and spacious walk-in closet. The upgraded kitchen boasts new stainless-steel appliances, sleek flooring, modern lighting, and energy-efficient windows with incredible water views. The finished walk-out basement includes a bedroom (or family room), new washer/dryer, bath rough-in, and a large workshop for extra storage. Outside, new concrete steps lead to a refreshed private boat dock with new decking. A single-car garage adds convenience. Lake Monticello offers 22 miles of shoreline, a PGA golf course, tennis and pickleball courts, an Olympic pool, and more. Whether a year-round retreat or a weekend getaway, this home has it all!,Marble Counter,White Cabinets,Fireplace in Family Room

Additional Information

Subdivision
Lake Monticello
HOA Fee
$1,267
Interior Features
Entry Level Bedroom
School District
Fluvanna County Public Schools
Elementary School
Central
Middle School
Fluvanna
High School
Fluvanna
Fireplaces
1
Flooring
Carpet
View
Water, Trees/Woods
Heating
Central, Forced Air, Heat Pump
Cooling
Central Air, Heat Pump
Water
Public
Sewer
Public Sewer
Basement
Heated, Interior Entry, Exterior Entry, Partial, Walkout, Windows

Mortgage Calculator

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Listing courtesy of RE/MAX GATEWAY. Contact:

Selling Office: RE/MAX GATEWAY.